使用银行卡给支付宝账户充值是不需要手续费的，只有把支付宝里的余让磨额提现到银行卡才会收取手续费。
个人银行卡坦祥斗给支付宝账户充值流程（以农业银行为例）：
1、电脑端登录支付宝账户（ www.alipay.com），点击【充值】；
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2、选择【充值到余额】—【储蓄卡】；
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3、【网上银行】—【农业银行】—【下一步】；
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4、输入金额，点击【登录到网上银行充值】；
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5、按页面操作即可。
扩展资料
给支付宝账户充值方式的选择方法
1、储蓄卡快捷充值
充值时选择【储蓄卡】，选择所具有的储蓄卡快捷进行充值即可。宴前
注： 储蓄卡快捷支付银行卡可以为支付宝账户进行充值。建议用本人的银行卡为自己的支付宝账户充值。若账户未激活，请先激活账户后再保存快捷支付银行卡成功后再作充值 渣打银行、韩亚银行储蓄卡快捷暂不支持充值 。
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2、储蓄卡卡通充值
充值的时候请选择“银行卡—快捷支付（含卡通）”这一栏，选择所具有的卡通进行充值即可
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3、网上银行充值
在充值的时候请选择“银行卡—网上银行”这一栏，选择所具有的网上银行进行充值即可。
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4、充值码充值
在充值的时候请选择【充值码】这一栏，选择【充值码】进行充值即可
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5、话费卡充值
通过话费卡充值给支付宝账户充值 点击【充值】 选择【充值到余额】后，点击【话费卡】。
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注： 目前支付宝APP支持储蓄卡快捷支付（含卡通），话费卡转让。
参考资料来源：/cshall.alipay.com/lab/help_detail.htm?help_id=243097"target="_blank">支付宝-个人网上银行给支付宝账户充值流程（以农业银行为例）
参考资料来源：/cshall.alipay.com/lab/help_detail.htm?help_id=239867"target="_blank">支付宝-充值方式的选择方法
标签：充值,支付宝,银行卡
